How hospital bills can start to add up

by Milton on Wed, Nov 25th, 2009

in Health insurance,Money,Week 17

We got a $428.73 bill from Polyclinic today, apparently for various things that we did in the doctor’s office last month, before we decided not to go with them.  See the November 24th section of our Money Spent page.  I admit, it’s more than I was expecting… and of course they give you no warning or indication of the cost of the things you’re doing while there. I almost feel like they assume that money is simply not part of what they do… that it’s between us and our insurance company.  But they’re the ones that know how much things cost, how necessary they are, etc, and should be able to at least inform us that this or that thing will cost however much so that we can know what we’re buying.  That would at least help stir my memory when the bill came and something like “RTU PG UTRUS W/IMAG DOC T” that cost $178 was actually an ultrasound and we were glad to pay for it (that’s what I’m assuming it was, at least).

In any case, it turns out that our $3,000 deductible will reset on January 1st, so all of this money we’re spending now won’t count towards the deductible in May.  Lame!  The full bill for the midwives, home birth, etc is a flat $1,900, and is due upon delivery of the baby.  Both fact of which are pretty awesome.  I called our insurance and made sure that this would all at least go towards our deductible when the time came, and they verified that it would.  The helper at Regence even told me that we can get a free breast pump if we order it through one of these approved sellers.  Cool!  I’m assuming that we’ll also have to pay for the week 20 ultrasound (coming right before Christmas) that will hopefully be able to tell us the gender of our little avocado-sized swimming character (bigger by then).  Very excited for that.

{ 2 comments… read them below or add one }

1 misha Sun, Dec 6th, 2009 at 8:29 pm

I’ve been reading around here and getting all teary eyed. I am so excited to be a parent at the same time as you two!


2 Joshua Daniel Franklin Thu, Dec 10th, 2009 at 1:00 am

Most likely the people doing the procedures have no warning or indication of the cost of the things you’re doing while there, either. We had an insane time with insurance with our first who was born in a hospital, but all worked out in the end.


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